The information that CEM collects is sensitive and we are very careful about how we handle it.  Your data will be treated in the same confidential manner as data received from all other plan sponsors who participate in our surveys.  Your data may be used anonymously for research and in client reports.  CEM may disclose your plan's participation by name in its client reports if your plan is part of the peer group used as the basis for the report.  This disclosure will not be linked to your data or results.  From time to time, CEM may provide the data on an anonymous basis, and under a strict confidentiality agreement, for academic research.